Surveys
When purchasing your new home, both you and if you are mortgaging, your mortgage lender will need to know whether the property is actually worth the amount of money you have agreed to pay for it. This is known as a basic valuation survey, there are two main other types of survey: The homebuyer's report and the buildings survey (also known as the full structural survey). When mortgaging all lenders will require a basic valuation, but it is also strongly advised that you also have an independent, more detailed survey carried out as the basic valuation will only show up any obvious problems that you will probably have noticed yourself anyway. The level of survey you need depends a lot on the individual property you are buying, that is why we have put together a team of qualified individuals to not only advise you on the different types of survey, but to guide you through the cost and process.